acasman wrote:Doesn't player insurance cover costs ?
Clubs (especially lower league clubs) generally do not have insurance to cover the cost of paying players when they are injured mainly because such insurance would be extortionately expensive. The risk of a player getting injured is quite high.
Players are insured through the PFA and will pick up a lump sum if they retire through injury. However they are not going to retire whilst they are being paid in full under their contracts. How many of us would agree to giving up our sick pay on full or half pay whilst we were unable to do our jobs due to illness or injury?